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Protecting your Family Home or Lifestyle

Getting help and advice from a professional adviser today could help you continue to support yourself and your loved ones through unforeseen circumstances in the future.

  1. Do you have outstanding debt and credit agreements?
  2. Is your ability to pay your mortgage reliant on your salary?
  3. Would you have difficulty repaying debts if you lost your job?

  1. Does your lifestyle depend on a regular income?
  2. Would your family be adversely affected if you lost access to your main source of income?
  3. Is your salary the main income for your household?

  1. Will your employer cover your salary if you suffer from a short-term illnesses or injury?
  2. Would your employee and any government benefits be enough if you were unable to work for 12 months or less?
  3. Are you certain your cover is free of gaps and vulnerabilities?

  1. Would you be financially secure if critical illness or injury meant you could no longer work?
  2. Does your employer provide a comprehensive critical illness and injury plan?
  3. Can you be sure your family will be taken care of if the worst should happen?

  1. Would you like a spouse or partner to be protected financially in the event of your death?
  2. Do you have children or dependants who rely on your income?
  3. Are you keen to ensure they’re taken care of if the worst should happen?

Protecting your Family, Home or Lifestyle Download
Disclaimers:

Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against the loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk

98% of protection insurance claims presented in 2017 were paid out upon claiming2. BOOK YOUR REVIEW UK insures pay out £9.9m every day for protection policies. BOOK YOUR REVIEW £89.35 statutory sick pay is only £89.35 per week for a period of up to 28 weeks. BOOK YOUR REVIEW £68,000 the average value of critical illness claims paid in 2016 was £68,000. BOOK YOUR REVIEW 40% Inheritance Tax (IHT) is applied on assets worth over £325,000 BOOK YOUR REVIEW 8.9 of every 1,000 opposite-sex marriages end in divorce BOOK YOUR REVIEW £33,904 is the annual cost of residential care in the UK, this can rise for more complex needs BOOK YOUR REVIEW £63,224 is the average cost of raising a child between 1 and 4 (discounting private education) BOOK YOUR REVIEW £40,000 Those who receive financial advice accrue an average of £40,000 more than their counterparts BOOK YOUR REVIEW £231,843 According to research, raising a child costs an average of £231,843 BOOK YOUR REVIEW £6,000 2017 studies show that retirement income is more than £6,000 per year higher for those who plan ahead with an adviser BOOK YOUR REVIEW 137m working days were lost due to sickness or injury in the UK during 2016 BOOK YOUR REVIEW 50% of UK citizens born after 1960 will be diagnosed with a form of cancer at some point in their lifetime according to Cancer Research UK BOOK YOUR REVIEW