Mon - Fri 09:00-17:00 0203 410 0260
[email protected]
Mon - Fri 09:00-17:00 0203 410 0260
[email protected]

Getting Advice

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Before beginning to advise you and make any potential recommendations, your equity release qualified financial adviser will work with you to understand your specific circumstances and goals.

Your adviser will consider the following when determining the appropriate solution for you:

  • The options of downsizing to release the money you need, or whether you want to release money from your property while staying in your current home
  • Whether you wish to service the interest each month (like a mortgage for over 55’s) or receive the money required now, but not service it so the interest rolls up (Equity Release)
  • The proposed interest rate, fees and charges
  • Whether fixed early repayment charges are important to you
  • The importance of estate planning and the selection of a solution which offers an equity guarantee, or a means of paying the ongoing interest
  • If you require the flexibility to take more cash in the future
  • Solutions with a high loan to value, if you want to take the money now and again in the future
  • Drawdown solutions that allow you to take an initial lump sum but with a facility to take more later.
Guide to Equity Release Download
Disclaimers:

Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.

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